Health coverage from an agent who picks up the phone.
We compare Medicare Advantage, ACA marketplace, HealthShare, and life insurance plans from national carriers, then enroll you on the same call. There is no fee for our help.
- Licensed insurance agency
- No cost for our help
- Agents who speak your language
- Licensed agents in all 50 states
October 15 to December 7. Turning 65 or losing coverage? You may not have to wait.
See if I can enroll nowA licensed agent calls you back.
- No fee, no obligation
- Plans from national carriers compared on one call
- Your doctors and prescriptions checked first
- Your information is never sold
Monday to Friday, 8am to 5pm Mountain
Plans from national carriers
- 50States licensed
- 4Kinds of coverage
- $0Cost for our help
- 1 callTo compare plans
The plan that fit three years ago may not fit this year.
Three things change every year without anyone calling to tell you.
- 01
Networks change every January
The doctor you picked the plan for can drop off it without you hearing about it.
- 02
Drug tiers move
The same prescription can cost several times more on the same plan next year.
- 03
Subsidies are re-estimated from your income
A raise or a new job can turn a small marketplace premium into a bill at tax time.
- A yearly review with a licensed agent catches all three. It costs nothing.
Four kinds of coverage, one agency.
Medicare
Medicare Advantage, Supplement, and Part D, compared against your doctors and prescriptions.
Learn more
Health Insurance
ACA marketplace plans for individuals and families, with the subsidy figured first.
Learn more
HealthShare Plans
A lower-cost alternative for healthy households that do not qualify for a subsidy.
Learn more
Life Insurance
Coverage that pays for a funeral, clears a bill, or leaves something behind.
Learn more
Your doctors and your prescriptions, checked before you pick a plan.
Medicare Advantage, Medicare Supplement, and Part D plans compared on what you will pay for the care you use. Turning 65, retiring, or unhappy with the plan you have, we sort it out on one call.
- Every plan available in your county, not one carrier’s list
- Many Advantage plans at $0 a month on top of Part B
- Help inside and outside the enrollment windows
- Agents who speak your language
What happens after you reach out
- 01
Tell us what you need
Two minutes on the form, or call us. We need your name, your state, and the kind of coverage you are looking for.
- 02
A licensed agent compares plans
Every plan available in your county, checked against your doctors, prescriptions, and budget.
- 03
You see what each plan costs
Monthly premium and expected out-of-pocket cost for each plan, side by side, so you can pick one.
- 04
Enroll on the same call
The application is completed by phone. Your agent stays your agent after you are enrolled.
A comparison like this, for the plans in your county.
- 1
Every plan in your county
Not one carrier's list. Every Medicare Advantage plan sold where you live, side by side.
- 2
Your doctors and prescriptions, checked first
We look each one up against each plan before we talk about price.
- 3
The cost that matters
Premium and the most you could pay in a year, together. A $0 plan is not free if the copays add up.
| Plan | Premium | Max out of pocket 3 | Your doctors 2 | Your prescriptions |
|---|---|---|---|---|
| Plan A (HMO)Best fit | $0 | $4,900 | 3 of 3 in network | All covered |
| Plan B (PPO) | $0 | $6,700 | 2 of 3 in network | 1 not covered |
| Plan C (HMO) | $29 | $3,400 | 3 of 3 in network | All covered, higher tier |
Illustration only. Real plans, premiums, and networks depend on your county and change every year.
Guides, calculators, and a glossary
MedicareTurning 65: the Medicare checklist
What to do, and when, in the months around your 65th birthday so coverage starts on time and you avoid a permanent penalty.
MedicareMedicare enrollment periods, explained
Initial, Annual, Open, General, and Special enrollment periods. Which one applies to you and what you can change in each.
Health InsuranceHow ACA marketplace subsidies work
How the premium tax credit is calculated, who qualifies, and the reporting mistake that costs people at tax time.
National carriers, compared side by side.
Plan availability varies by county, state, and product.
American Health Insurance Services LLC is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
What does your help cost?
Nothing. Carriers pay us a commission when you enroll. Your premium is the same whether you enroll through us or directly with the carrier.
Are you an insurance company?
No. We are a licensed insurance agency. We represent multiple carriers and compare their plans for you. The policy is issued by the carrier.
What happens after I submit the form?
A licensed agent calls you, usually the same business day. One call is enough to compare plans and, if you want, enroll.
Will I be pressured?
No. You hear your options with the monthly cost and the out-of-pocket cost of each. If none fit, we say so.
What states do you serve?
We have licensed agents in all 50 states. Plan availability still depends on your county, so tell us your ZIP code on the call.
See what your options cost.
A licensed agent calls you back, Mon to Fri, 8am to 5pm MT.