Short-Term Medical

Temporary coverage for a gap of a few months. Lower premiums, fewer benefits, health questions apply.

Get a short-term medical quote

Who it fits

Waiting for employer coverage to start
Missed open enrollment
Need something for a few months, not a year

What to know

Length: Varies by state. Some states do not allow it.
Pre-existing conditions: Generally not covered.
Premium: Lower than marketplace plans.

Our part

How we help

01
We check whether a special enrollment period gets you a full marketplace plan first. If not, we quote short-term.

Questions

Short-term medical questions

Is it ACA compliant?

No. It does not cover essential health benefits and can decline you for health reasons. It is a bridge, not a replacement.

Also in Health Insurance

Get a short-term medical quote

A licensed agent calls you back, Mon to Fri, 8am to 5pm MT.

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Notes (optional)Do not include Social Security or Medicare numbers here. An agent collects anything sensitive by phone.By checking this box, I agree that American Health Insurance Services LLC may contact me at the phone number and email address I provided about my request, including by telephone calls and prerecorded or artificial voice messages placed with an automated dialing system. My consent is not a condition of purchasing any goods or services. I can withdraw it at any time by emailing Contact@AHISAgency.com or telling any agent. Privacy Policy.

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We do not send marketing or promotional texts, and we never sell or share your mobile number or your consent with third parties. See the SMS Terms.

No obligation. A licensed agent reviews every request.

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Ready to enroll, or just want the numbers?

Either way, a licensed agent calls you back with them.

Request a call (800) 360-9441